Jet Cover Motor Insurance

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Full third party

  • Motor insurance is compulsory for motor vehicle owners and third party is the basic (least) cover a motorist can have. It covers liability for death or bodily injury to third parties including third party property damage through your fault.
  • Premium and cover limits are gazetted by the Government.
  • In the event that one crash into another car or someone else’s property, FBC will pay for the damage to the other car or property.

Policy Covers
  • Cost of repair or replacement of the third party’s damaged property.
  • This policy covers only the amount for which you are legally liable to a third party if your vehicle is involved in an accident.

Requirements when registering
  • Full name of the insured
  • National identification number of the insured
  • Date of birth of the insured
  • Physical address
  • Cellphone number of the insured
  • Email address of the insured
  • Period of cover
  • Make and model of the vehicle
  • Registration number (if available)

N.B: cover note which needs to be affixed to your vehicle’s windscreen, will be printed when you obtain ZINARA license disc.

Definition of wording
  • Accident – unforeseen event or occurrence
  • Contract – an agreement made by two or more parties with the intention of creating a legal obligation between them.
  • Cover – the protection provided by insurance.
  • Cover note – temporary evidence of granting of insurance
  • Damage – to injure, harm or cause destruction
  • Insurance – means of compensation if any accidental misfortune happens.
  • Liability – claim upon one’s assets by another person.
  • Third party – person who is not a party to the contract
  • Premium – money paid to the insurer in exchange for insurance protection

Claim procedure
  • At the occurrence of an accident, do not admit guilt or liability.
  • Inform third parties that your insurance company is handling the matter.
  • Do not pay a deposit or admission of guilt fine or attempt to compromise a settlement without consulting the Insurer.
  • Notify the Police within twenty four hours and obtain a copy of the police report.
  • Record details of the other vehicle, the owner/ driver, witness and if possible draw a plan of the accident scene.
  • Please notify our nearest branch as soon as reasonably possible but in any event within 30 days of any incident which may result in a claim. Do not wait until a letter of demand or a summon is issued.
  • Submit to Jet stores fully completed claim form, copy of driver's license and a police report (incomplete forms will be returned).

Policy exclusion
  • Consequential loss of any kind.
  • Unlicensed drivers.
  • Driving under the influence of alcohol/ drugs.
  • Late submission of claims could result in repudiation on the grounds of late notification.